XIS Real Estate · Luxury real estate advisory, Abu Dhabi

XIS Real Estate is a licensed Abu Dhabi real estate agency (ADREC licence 20250000412481) that works as an investment advisor, not just a broker. Before we recommend any property, we analyse it against registered transactions, comparable launches, payment terms and competing supply, and we tell clients when a project isn't worth it. XIS is rated 4.9 on Google and is an approved partner of Aldar, Modon, Eagle Hills and Abu Dhabi's other leading developers.

Yes. Foreign nationals can buy freehold property in Abu Dhabi's designated investment zones, including Saadiyat, Yas, Al Reem, Hudayriyat and Masdar City. The title deed is registered in your name.

We shortlist properties for your goals, arrange viewings and negotiate the price. Then we prepare the sales agreement, complete the legal checks and register the sale with the Abu Dhabi Real Estate Centre (ADREC) through DARI. One XIS advisor handles it from first viewing to your keys.

The main cost is a 2% registration fee, plus the title deed fee and a developer NOC for resales. Off-plan purchases through XIS carry no agency commission for the buyer. With a mortgage, add the bank's valuation, processing and mortgage registration fees. As a guide, budget about 2–5% on top of the price.

Yes. Several UAE banks lend to non-residents, usually with a larger deposit than residents. For expatriate residents buying a first home, banks can lend up to 80% of the value up to AED 5M and 70% above that; for UAE nationals, up to 85%. Off-plan purchases are financed at up to 50%.

It depends on the community, the view and the developer. Apartments on Saadiyat and Hudayriyat start from around AED 1.5–2.2M, while Al Reem Island and Yas Island have apartments under AED 1M. Villas start from about AED 3.5–4M on Jubail and Hudayriyat and about AED 7M on Saadiyat, and many sell for well above AED 20M.

Every community charges an annual fee for upkeep of shared areas, set per square foot and varying by building. We share the exact figure for every property before you commit.

Yes. We prepare and check every document, from the sales agreement to the registration of the title deed, so each step is accurate and complete before you sign.

Saadiyat Island for prime, long-term value; Al Reem Island and Masdar City for rental income, with projected gross apartment yields of about 6.3% and 7.6% (Bayut, H1 2026); and Hudayriyat Island, the highest-value residential market of H1 2026, for off-plan growth. Explore the investment zones

On Bayut's H1 2026 projections for apartments, Al Reef (about 8.9%), Al Ghadeer (8.4%) and Masdar City (7.6%) lead, followed by Al Reem Island (6.3%) and Yas Island (5.9%). These are gross yields and change over time; before we advise, we calculate the net yield for the specific unit, after service charges and costs.

It can. Property worth AED 2M or more can qualify you for a renewable 10-year Golden Visa, subject to conditions, including how off-plan and mortgaged properties are treated and whether several properties can be combined. We'll confirm your eligibility before you buy.

You pay in stages while the project is built, usually a deposit followed by instalments tied to construction milestones, with the balance at handover. Some developers offer plans that continue after handover. Your payments go into a regulated escrow account for the project.

Abu Dhabi's market is well regulated and supported by government initiatives. Off-plan payments are protected in escrow, and every transaction is registered with the government. As with any investment, returns depend on the property and the price you pay.

Yes. XIS offers full property management, including tenant screening, rent collection and maintenance.

Contact our team for a valuation. We price your property against registered sales of comparable units, prepare the listing and marketing, handle viewings and negotiation, and manage the transfer through to registration. Request a valuation

We compare it with registered sales of similar units in the same community, adjusted for size, view, floor and condition, and with the properties competing for the same buyers today. A formal report from a registered valuer may also be needed, for example by the buyer's bank.

Usually, yes, once the developer's conditions are met. Many developers require a minimum share of the price to be paid first, often 30–40%, and issue a No Objection Certificate (NOC) for a fee; the resale is then registered with ADREC through DARI. We check your developer's conditions before we list.

The main costs are the agency commission, agreed with you before we list, and the developer's NOC fee. The 2% registration fee is paid by the buyer, the seller or both, as agreed in the sales agreement. Any outstanding service charges or mortgage balance must be settled at transfer. There is no capital gains tax on property sales in the UAE.

Your title deed (or, for an off-plan unit, the sales agreement with the developer), your passport or Emirates ID, the developer's NOC and, if the property is mortgaged, a liability letter and release from your bank. Once both parties have signed, registration usually takes a few working days.